Housing Support

 

Provides limited financial assistance to low- and moderate-income tenants; homeowners in imminent danger of eviction or foreclosure due to temporary financial problems; and the homeless pollution, beyond his/her control. Funds are used to disburse payments in the forms of loans and grants to landlords and/or mortgage companies on behalf of eligible households in danger of homelessness.

 

Real Estate Grants

 

On May 29, 2009, the face of home buying in the United States changed dramatically. It was on that date that the U.S. Department of Housing and Urban Development issued a statement saying that there would be an $8,000 credit from the 2009 American Recovery and Reinvestment Act for first time home buyers to be used toward the purchase of a home insured by the Federal Housing Administration.

In reality, this meant that, as a first time home buyer, you could receive a short-term loan for the $8,000 and, upon receiving the tax credit; you could pay back the loan. Today, it’s a buyer’s market, and the incentives in real estate are incredible.

 

Homeless Prevention and Rapid Re-Housing Program

 

Help those who are experiencing homelessness to be quickly re-housed and stabilized as follows:

 

  • First Stage: An outreach person goes to local shelters and look for individuals who have the right frame of mind for sustaining themselves back into society.

  • Second Stage: Having a client undergo a phone or in person intake screening process.

  • Third Stage: Client is assigned a case worker and works on an individual’s action plan, Couples, Family, or Men will be placed in a “CES Bed” for 30 days or longer, temporally.

  • Resume Building and Mock Interviews (Avaliable-8 weeks)

  • Gaining New Employment

  • Budget and Empowerment Counseling (Avaliable-3months)

  • Assistance in looking for housing, location, within the client’s budget.

 

Rental Assistance

One of the most critical problems facing households today is their ability to pay their rent on time.

There is a plethora of grant opportunities available for you at this time in the United States. It takes hard work and dedication to your task at hand to find the match that is right for you.

 

Contact us here to find out how you can qualify.

Utility Assistance

 

The high cost of utilities, including heating oil, natural gas. Water and electricity are putting an increased strain on low income families. There are a variety of programs and grants that can help you pay your mounting utility bills.
 

  • Moderate to low-income families can obtain the assistance they need if they meet the criteria for assistance.

  • More assistance for utility bills can be established in programs governed by the individual states and through private foundations.

  • Requirements for assistance vary from state to state and private foundation. Spread The Purple can help you find a program that is right for you.

 

Let us help you find the assistance you need to pay your utility bills. Please fill out our Contact Us form so we can help.

Budget Counseling

 

Everyone deserves a financial plan, regardless of income or financial situation. Our solutions are customized to meet the client’s needs and help them achieve their goals, such as

 

  •  Debt Reduction Plans

  •  Improve Credit Rating

  •  Becoming Financially Organized

  •  An Action Plan to pay monthly bills on time

  •  Financial Goal Setting Plans

  •  New Car Affordability Plan

  •  Savings Plans

  •  Understanding How to Read ones paycheck

 

We provide customized solutions, through detailed planning, and financial coaching. One of the many ways is through our program called “Spending Plan.” This plan will assist the client with where they want to be in their financial future, through the following steps:

 

  • Assess the client’s financial situation

  •  Eliminate stress over finances

  •  Pay bills on time

  •  Reduce Debt

  •  Monitoring Client’s saving grows

  •  Improve both debt to income ratio

  •  Improve Credit Rating

  •  Improve Expending Habits